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You should never pay full price for anything.
In the digital age, that is not necessary.
This means groceries, electronics, clothing, etc.
You should not even pay full price for big ticket items like a house or a car.
Most items, you should be able to get a 20% discount on.
Some items, you can even save 50% or more.
Why pay full price when you don’t have to?
Here are ten ways to never pay full price for anything:
10 Ways To Never Pay Full Price For Anything
- Use coupons
In the present, you don’t even need to clip paper coupons.
Digital apps like Ibotta are the modern day version of couponing. They let you use just your smartphone.
If you use these with manufacturer as well as store paper coupons, you can save even more.
Not all coupon apps let you combine a manufacturer’s coupon though.
Here is a list of the best digital grocery coupon apps:
We will do a post later on couponing.
Grocery stores are not the only places that offer coupons either.
Sites like retailmenot.com offer coupons and savings for restaurants, clothes, etc.
2. Use a cashback website
There are many cashback portals. Don’t shop online without going through one.
I just got a quick $90 from RebatesMe.com for buying hosting for my new blog.
Here are a few top sites:
- Ebates (Rakuten) : Get $10. Sign up here
- Swagbucks: Get $3 Sign up here
- Ibotta: Get $10 Sign up here
- Be Frugal: Get $10. Sign up here
- Top Cashback: Get $10 Sign-up here
- Lemoney Sign up here
- Giving Assistant Get $5 Sign up here
- Mr. Rebates Get $5 Sign up here
- Coupon Cactus Sign up here
- Rebates Me Sign up here
Use cashbackmonitor.com to see which site has the best deals for the particular store you want.
Different sites have higher rates at different stores and at different times
3. Use a rewards credit card
Many rewards cards offer 1-5% back.
As long as you pay your balance in full each month, you are pocketing this money.
I would not advise anyone to shop without a rewards credit card.
Not using a card is simply leaving money on the table.
Cards can have higher percent for different categories like gas, groceries, travel, or office supplies.
Make sure to find the cards that match your spending category.
4. Shop off season
For instance, lots of items get marked down after Christmas. Summer clothes will go on sale in the fall. Winter clothes go on sale in the spring.
It is not just apparel, items such as travel is cheaper in the off season too.
5. Shop at warehouse stores, outlets, and discount stores
Warehouse stores and outlets save people money for buying in bulk or off season.
Here are some discount stores:
T.J. Maxx
Marshalls
Ross
Big Lots
Burlington Coat Factory
Steinmart
HomeGoods
Overstock
Dollar stores are also discount stores.
6. Do comparison shopping before you buy
Never go to only one store. Make sure to comparison shop first. Google will usually quickly let you compare prices online.
7. Use store rewards programs
I recently signed up at the new Chipotle Rewards program and got free guacamole and chips.
All kinds of stores have rewards programs, from clothing to restaurant to groceries.
Here are some sample store reward programs:
Kohl’s
Kroger’s
Dominos
P.F. Chang
Applebee’s
Sign up for the rewards programs at your favorite stores.
8. Buy when items are on sale
Look for weekly paper ads to see when your favorite stores have sales.
If you combine sales with coupons and other methods like buying in bulk, you can save a lot.
9. Buy discounted gift cards
Discounted gift cards can save you hundreds a year.
They can take as much as 35% off.
If you use Raise, you can use a cashback portal and get cash back.
Here are three top discounted gift card sites:
- Raise.com, Get $5 after first purchase during first 30 days
- Giftcardgranny.com, Get $5 for signing up
- Cardpool.com, Get $5 for signing up
10. Get on e-mail lists or follow businesses on social media
An e-mail list can tell you about deals no one else knows about. I recently was offered a free item at Bath and Body Works.
One year, I got enough Marriott points for a free hotel by following their Twitter promotion.
Conclusion
In the digital age, it does not make sense to pay full price for most things.
There are simply too many ways to save.
On most items, you should be able to save 20%.
If you have not tried some of these tricks, start.
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